Terms of use

Terms and conditions of use

Last updated: 29 November 2023

The Adpay Service https://adpay.cards/ ("Adpay", "Service", "we" or "us") provides a service for issuing a virtual payment card to be used by the User to pay for advertising placement in advertising networks and replenish the User's accounts on AdPay.Cards under the terms and conditions set forth in these Terms and Conditions. These Terms and Conditions (hereinafter referred to as the "Terms") govern the use of our Virtual Card Issuance Service (hereinafter referred to as the "Service").


The AdPay.Cards service is a computer program that is an automated system for controlling the issuance of virtual payment cards to be used for advertising in advertising networks, as well as a system for forming the User's advertising budget, which pays for advertising campaigns placed by the User.

Advertising networks are Internet platforms united by a single advertising placement system and controlled by the owner (administrator) of the Advertising Network, who sets the requirements for advertising and determines the cost of its placement.

Account (personal account) - the User's personal space on the Service, which is formed as a result of his/her registration, login is performed by login and password, which are created by the User independently during registration and used by him/her in the future to log in to his/her Account on the Service.

Balance means a financial non-bank account opened by the Service for the User after the User has completed the registration procedure. It is opened to control the User's funds and reflects all their money transactions in the Advertising Networks.

Positive balance means the availability of funds in the User's account sufficient for advertising in the Advertising Networks and making other authorized payments.

User - an individual who has completed the registration procedure and has been assigned a User ID.

Service Administration - persons who manage the Service and control the activities of the Service, are responsible for the scope and procedure for obtaining the services available on the Service by the Users and provide the User with the necessary technical support.


1.1. By using the Service, creating an Account, you agree to comply with these Terms. The User may use the Service only for lawful purposes and in accordance with these Terms. You agree that by visiting the Site, you have read, understood, and agree to be bound by all of these Terms of Use. If you do not agree to all of these Terms of Use, you are expressly prohibited from using the Site and must immediately discontinue using it.

1.2. The Website is intended for users who are at least 18 years old. Persons under the age of 18 may not register on the Website.

1.3. To use the Service, you must create an account on the Service website. The User is obliged to provide accurate and complete information when creating an account. The protection of the User's Personal Data is governed by the Privacy Policy.

1.4. The User shall be responsible for maintaining the confidentiality of his/her account and password, as well as for all actions that take place under the User's account.

1.5. By using the Service, the User represents and warrants that:

All registration information provided will be true, accurate, up-to-date, and complete;

The User will maintain the accuracy of such information and promptly update such registration information, if necessary;

The User has legal capacity and agrees to comply with these Terms;

The user is at least 18 years old;

You are not a minor in the jurisdiction in which you reside, or, if you are a minor, you have obtained your parent's permission to use the Service;

You will not access the Service through automated or non-human means, whether through a bot or otherwise;

You will not use the Service for any unlawful or unauthorized purpose;

Your use of the Service will not violate any laws or regulations.

If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any current or future use of the Service (or any part thereof).


2.1. The Service is intended for issuing virtual cards. The User has the opportunity to replenish his/her balance on the Service Platform, and based on the balance can issue an unlimited number of cards. Cards are issued using the services of suppliers (merchants).

2.2. Users of the Service may use cards to pay for advertising placement in advertising networks and replenish the User's accounts on AdPay.Cards, as well as to pay for certain third-party services, the functionality may be expanded by the Service.

2.3. The User creates a balance for issuing cards by depositing funds through payment systems, information about which is available on the Service website.

2.3. The use of the Service is possible only with a positive balance.

2.4. The User has the right to pay any amount that, in his/her opinion, is necessary for advertising campaigns, but not less than the equivalent of the minimum limit of one card, which is set by the Service. The Service has the right to set and change the minimum limit for replenishment. If you replenish your balance less than the minimum limit, the service is not provided. Please contact the support service if you made a mistake unintentionally.

2.5. The User undertakes not to use the Service:

− In any way that violates any national or international applicable laws and regulations;

− To exploit, harm, or attempt to exploit or harm others in any way by showing them inappropriate content, requesting personal data, or otherwise;

− For the purpose of transmitting or sending or promoting any advertising materials, including any "junk mail", "chain letters", "spam" or any other similar mail;

− Impersonating or attempting to impersonate us, our employees, another user, or any other person or organization;

− To carry out prohibited types of advertising, in particular, regarding human trafficking, child pornography, illegal substances, weapons, installation of malicious software, etc.

− Engaging in any behavior that restricts or inhibits another person from using the Service or that we believe may harm us or users of the Service or expose us or users of the Service to any type of liability.

2.6. The Service undertakes to provide the User with the right to use the Service daily and around the clock, except for the time of preventive measures, which is no more than 24 hours per month, to provide information about the work with the Service via e-mail or the feedback form provided by the Service, to provide information about updates to the Service, if technically possible, to immediately eliminate possible software failures in the operation of the Service based on the User's Application, unless the software failures are caused by the User's fault.


3.1 You pay remuneration for the services provided by us - fees and commissions in accordance with the procedures and in the amount specified in your account.

3.2. Fees and charges must be paid prior to the provision of the Service unless we have specified other procedures in the Agreement and/or in the Account. If you have not paid us the fees and commissions, we have the right to terminate or refuse to provide you with a particular Service without any notice. If we discontinue or refuse to provide you with a Service, we will not be liable for your damages or other additional costs. If we continue to provide the Service, we will be entitled to recover from you an amount equal to the unpaid fees and charges.


4.1 The User may withdraw from this Agreement by notifying the Service 30 days prior to the date of termination.

4.2. The Service may at any time terminate this Agreement with the User unilaterally by notifying the User 5 days prior to the date of termination.

4.3. The Service may at any time unilaterally change the text of this Agreement by publishing its new version.

4.4. The Service may block the User's account in case of violation by the User of the rules of work with the Service, determined by clauses 1.5. and 2.5. of the Agreement.

4.5. After termination of the Agreement, the User shall have the right to use the balance of funds on the balance sheet in accordance with the terms of this Agreement or request a refund.

4.6. Refunds are made upon the User's electronic request through the Service feedback system available to the User. Refunds are made from the 15th to the 25th day of the month, provided that the application is received no later than the 13th day of the current month. Requests received after the 13th day of the month are rolled over to the next month. Refunds are made minus the fees of payment systems associated with the refund. Refunds are not made in cash and are made in the same way as deposits. Refunds to third parties are not possible.

4.7. If the percentage of canceled transactions of the User is high and lasts for more than 48 hours, we block the User's account. You can monitor the percentage of canceled transactions in your personal account of the Service. If the User's balance is negative, we block the User's cards one by one and withdraw funds from them to the general balance. In this way, we block them until the User's balance is above zero. If, after blocking all available cards, the User's balance does not exceed zero, the User's account is blocked, and the only function available to the User on the Service platform is to replenish the balance.

4.8. Exploitation of the vulnerability of Advertising Networks, such as delay of the first invoice ("first bill"), is strictly prohibited, in case of detection the Service blocks the account without any refunds.


5.1. All content or marks contained in the Service, including, but not limited to, text, graphics, logos, images, software, are our property or the property of our licensors and are provided on the Service website "as is" for your information and personal use only. Except as expressly provided in these Terms of Use, no part of the Service, content, or marks may be copied, reproduced, aggregated, republished, uploaded, published, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose without our express prior written permission.

Provided that you are authorized to use the Service, you are granted a limited license to access and use the Service site and to download or print a copy of any portion of the Content that you have properly accessed, solely for your personal, non-commercial use. We reserve all rights not expressly granted to you in the Site, the Content, and the Marks.


6.1. The Service is provided on an "as is" and "as available" basis. We do not make any representations or warranties of any kind, express or implied, regarding the operation of the Service or the information, content, materials, or products included in the Service. The User agrees that he/she uses the Service solely at his/her own discretion and risk and is solely responsible for this.

6.2. We do not bear any responsibility for any results, achievements, achievements, profits, reputational and other risks, etc. that may arise when using the Service.

6.3. The results of different Users may differ significantly when using the same Service. By using the Service, the User waives any claims against us regarding the results of using the Service.

6.4. We are not liable for any damages caused by the use of the Service, including, but not limited to, direct, indirect, incidental, consequential, fines, and lost profits.


7.1. We reserve the right to change, modify, or remove the content of the Service at any time and for any reason at our sole discretion without notice. However, we are under no obligation to update any information on our Service. We also reserve the right to modify or discontinue all or part of the Service at any time without notice. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Service.

7.2. We cannot guarantee that the Service will be available at all times. We may experience hardware, software, or other problems, or we may have to perform maintenance related to the Service, resulting in interruptions, delays, or errors.

7.4. Nothing in these Terms of Use will be construed as an obligation to support the Service or provide any corrections, updates, or releases in connection with it.

These Terms and Conditions shall be governed by and construed in accordance with the current legislation of Ukraine.

To resolve a complaint about the Service or for more information about using the Service, please contact us at [email protected]