FAQ

Register on the website, go through a short onboarding with the help of a manager in Telegram, top up your balance, and issue the required number of virtual cards.

This is an introduction to the service's capabilities: the AdPay manager will ask you a few clarifying questions and provide a short recommendation on how to use the AdPay service effectively according to your needs.

Available deposit methods: cryptocurrency (USDT/ETH/LTC).

From 9:00 to 21:00 Kyiv time.

Issuing countries: UK, Estonia.

You can choose the option to issue one or several cards at once:

1. To issue one card, click on the “New Card” button.

2. To issue several cards at the same time, use the “Multiple cards” button.

Yes, you can close/freeze the card and issue a new one - either with the same amount of balance or with any amount within your budget.

No, it is completely forbidden to perform first-time billing. If detected or requested by the bank, your account will be blocked.

We detect first-bills using the decline rate, which you can see in your personal account.

You can monitor the decline rate in real time in your AdPay account.

AdPay also has fees for declined transactions, you can find out more about them from the support team.

If the decline rate stays for more than 48 hours over the 15% mark, your account is NOT blocked.

Restrictions if the decline rate is higher than 15%: the card cannot be blocked/frozen and the limit cannot be reduced.

It is worth noting that you do not need to wait 72 hours after the last transaction to block the card, zero declines are not included in the decline rate.

You can use Adpay cards to pay for Steam, Spotify, Apple Music, proxies, hosting, and a number of other services: contact support and we will check if payment for a particular service is possible.

No, the cards have been tested for compatibility with Facebook/Google and work smoothly.

Yes, a monthly service fee of $2 is charged for all active cards.

Yes. If a user’s Total Balance goes negative, their cards will be automatically blocked, and the funds on these cards will be transferred to the balance.

Cards remain blocked until the Total Balance is 0 or positive. If the Total Balance becomes positive during the blocking process, the latter stops.

For example: if your balance is negative and 5 out of 10 active cards are blocked, and some action makes the balance positive, those 5 cards will be unblocked.

If you have 5 cards blocked and your balance is still negative, your cards will be blocked one by one until your balance becomes positive or until all cards are blocked.

Core Bank
📌 474362 (Visa) – EST (USD):
Top-up commission - 1% - 3,5%
Card issue fee - 3$
Card issue monthly fee - $2
Transaction - $0.25
Declined transaction - $0.5
Withdraw - 0,75%

Банк Prime
📌 423389 (Visa) - EST (USD)
Top-up commission - 1% - 3,5%
Card issue fee - 3$
Card issue monthly fee - $2
Transaction - $0.25
Declined transaction - $0.5
Withdraw - 0,75%

Банк Edge
📌 426289 (Visa) - EST (USD)
Top-up commission - 1% - 3,5%
Card issue fee - 3$
Card issue monthly fee - $2
Transaction - $0.25
Declined transaction - $0.5
Withdraw - 0,75%

Our cards have no hidden fees (NON USA type).

That is available for teams with large spends.

After registering, you will immediately gain access to a chat in Telegram @adpay_support_bot with AdPay support managers.

The balance of your team is shared, you can keep track of expenses separately for each buyer and card, and you can also set limits on expenses for each buyer.

To get special conditions, you need to provide proof that your personal or team's money spending is equal to or exceeds $100,000 per month.

This can be done via @adpay_support_bot .

This will unlock prices and VIP support from AdPay.

If you are not yet registered, please go through the registration and onboarding process at t.me/adpay_support_bot → confirm the amount of the sponsorship → get individual conditions.

Your deposit may be credited on an exceptional basis. In the case of repeated deposits with a high AML level, we may freeze your funds until we obtain the necessary information, including:

- Information about the origin of the funds;

- The name of the service from which the transaction was made;

- The purpose of the transaction;

- Full names of the transaction participants.

To avoid such situations, we kindly request that you refrain from using exchanges associated with sanctioned services such as Hydra and Tornado, as well as any services related to the DarkNet.

Please review the list of exchanges you can use to conduct operations on our service:

- Coinbase

- Kraken

- Bitstamp

- Gemini

- Binance

- BitFlyer

- Bitfinex

- Huobi (HTX)

- OKEx (OKX)

- CEX.IO

- Gate.io

- UpHold

- Bybit

- BitGet

Every user has a personal referral link and code, which are available on the "Referral Program" page.

To invite partners and clients, follow these steps:

1) Share your referral code or link.

2) Your partner needs to follow your referral link or enter your referral code when registering.

3) Then your partner has to complete onboarding and fund their account.

4) You receive 0.3% from each of your partner's deposits. Funds are automatically credited to your referral balance. You can track the profit from the referral program on the "Referral Program" page.

Yes, you can withdraw funds from the referral balance to the balance of one of the banks. To do this, on the "Referral Program" page, click the "Transfer to Balance" button, enter the necessary amount, and choose the balance of one of the banks.

All card transactions are debited from your bank balance.

At the beginning of each calendar month, the top-up percentage __ will be recalculated based on the turnover for the previous month:

Turnover:

from 10,001 to 30,000 – 3.40%

from 30,001 to 60,000 – 3.20%

from 60,001 to 100,000 – 3.00%

from 100,001 to 175,000 – 2.80%

from 175,001 to 250,000 – 2.60%

from 250,001 to 350,000 – 2.40%

from 350,001 to 450,000 – 2.20%

from 450,001 to 600,000 – 2.00%

from 600,001 to 800,000 – 1.80%

Yes, payment service cards support the 3DS function. For more detailed information, contact the support team.